Schengen travel insurance - what does the visa require?
Not every Israeli citizen needs a Schengen visa, but visa applicants usually must provide suitable medical travel insurance. TLScontact states that Schengen insurance must cover at least EUR 30,000, include hospitalization and repatriation, be valid throughout the Schengen Area and cover the entire stay.
Who needs Schengen insurance?
A traveler applying for a Schengen visa is usually required to provide medical insurance that meets visa requirements.
Many Israeli citizens do not need a Schengen visa for a short Europe trip, but holders of other passports or specific situations may require one.
Even without a visa requirement, travel insurance for Europe may still be useful for medical and operational risks.
What is the coverage requirement?
TLScontact states that the insurance must cover at least EUR 30,000 in medical expenses, including hospitalization and repatriation.
The insurance should be valid throughout the Schengen Area and cover the entire planned stay. The insurance certificate should show these details clearly.
If the stay is longer than the submitted dates, coverage should match the full period.
What should appear in the certificate?
Traveler name, coverage dates, coverage area, coverage amount and the required medical benefits.
The certificate should preferably be in English or another language accepted by the visa center. If there are several travelers, each should appear on a certificate.
The document should match the flight and stay dates submitted with the visa application.
Can PassportCard be suitable?
It may be, but the policy certificate should be checked against the specific Schengen requirements.
PassportCard offers travel insurance with medical cover and assistance services. For a visa application, review the certificate wording, amount, area and dates.
Final requirements are set by the visa center or embassy and the policy terms.
Common mistakes
Wrong dates, insufficient coverage amount, unclear territory or a certificate that is not accepted by the visa center.
Another mistake is covering only part of the stay or omitting repatriation. If unsure, check before filing the application.
This guide is general information and does not replace embassy or visa-center requirements.
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Links are provided for transparency. Purchase from this site is through the agent link, and the binding information is the policy terms.
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License L-00135833. Helps Israeli travelers arrange travel insurance with personal guidance before purchase. Contact: 052-2456622 · office@morginsur.com